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Property Insurance
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Fire & Allied Perils Insurance

This Property Insurance Policy designed to cover insured properties whilst at specified locations.
The standard perils covered under the policy are Fire, Lightning, Earthquake, Storm, Tempest, Flood, Bursting & Overflowing of Water Tanks and Apparatus, Impact Damage, Aircraft Damage, Riot & Strike, Malicious Damage and Explosion and The policy covers loss or damage to property following forcible and violent entry into or exit from the premises.

All Risks Insurance

This is a wider cover that provides protection for accidental damage to insured property in addition to the above Fire & Allied Perils and Burglary Insurances.

Business Interruption Insurance

The policy covers Loss of Net Profit and continuous expenditure towards Standing Charges and reasonable Increased Cost of Working incurred to avoid the reduction in turnover following an indemnifiable loss under the underlying Fire & Allied Perils or Property All Risks Insurance Policy.
It is important to select the Indemnity Period during which the business can be restored to its pre-loss position following a loss.

Sabotage and terrorism Insurance

This policy cover’s loss to property’s due to sabotage and terrorism risks .

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